I ran a plan for a couple which recommends the lower earner (male) take benefits at 70, and the higher earner (female) take benefits at 69yrs, 2mos. (He’s 10 months older than her.) I don’t have a problem with that, but when I go to Benefits By Start Age, it shows the higher earner taking spousal benefits at FRA. If it’s recommending she take spousal at FRA, then her own at 69, why doesn’t it say that in the Action Plan?